Dubai tenants looking to pay rent in monthly instalments now have a dedicated marketplace. Keyper, a Dubai-based real estate technology firm, has launched a rent-now-pay-later (RNPL) service that allows renters to split their annual rent into 12 equal monthly payments via credit or debit card — without requiring landlords to accept multiple cheques.
How Keyper's Rent Now Pay Later Service Works
Keyper's RNPL Marketplace lists pre-approved properties from several leading Dubai agencies, including Dacha Real Estate, McCone Properties, D&B Properties, and Alba Homes. Tenants browse listings, check eligibility, and sign the contract entirely online. Once enrolled, monthly payments are automatically deducted from their card on a pre-agreed schedule — Keyper describes it as working "just like your Netflix subscription."
Crucially, landlords are not asked to wait. They receive their full annual rent upfront, with Keyper handling the monthly collections from the tenant side. This removes the traditional friction between tenants who struggle with large lump-sum payments and landlords who depend on annual cash flow.
Digital-First Tenant Screening
The platform uses digital KYC verification and open banking integrations — developed with Uqudo and Lean Technologies — so tenants can confirm eligibility from their mobile devices in minutes. The entire journey, from property search to contract signing, is completed online.
Tenants pay a premium for the monthly instalment option; the exact amount depends on the payment terms the landlord originally requires.
What the CEOs Say
Alessia Sheglova, CEO of Dacha Real Estate, and Omar Abu Innab, co-founder and CEO of Keyper, both emphasise the platform's mutual benefits. Abu Innab has described it as "every landlord's dream" because landlords receive guaranteed annual income while tenants gain financial flexibility. Sheglova highlights that the service removes one of the biggest barriers to securing a long-term rental in Dubai: the large move-in cost.
Expansion to Abu Dhabi and Beyond
Keyper is currently available in Dubai only. The company plans to extend the RNPL service to Abu Dhabi and other UAE emirates, broadening access to monthly rent payment options across the country.
For the many UAE residents who have long dealt with the pressure of paying post-dated cheques upfront, Keyper's marketplace represents a meaningful shift in how rent is structured — and collected.
